For cases not involving physical injury, structured settlements offer distinct advantages. Examples of non-qualified cases include employment discrimination, wrongful termination, false arrest, insurance policy coverage buy-outs, construction defects, punitive damages, contract disputes and many environmental claims. Structured settlements offer:

  • Individualized financial options: Payment flexibility allows parties the freedom to tailor payments to meet current and future needs. A structured settlement can make payments for a stated period of time, or can last an entire lifetime. Payments can be made monthly, annually, or at whatever intervals best address a person’s needs. Payment amounts can be fixed or can increase over time.
  • Stability and security: Structured settlements offer unmatched protection against future loss or dissipation of funds. People don’t have to be concerned with making a single payment last a lifetime.
  • Tax benefits: Payments are only taxed as the income is received in the future, usually resulting in less taxation.
  • Capital protection: Unlike traditional investments, which can lose money with the fluctuation of financial markets, structured settlements provide protection from economic uncertainty in an unpredictable economy. They are funded with annuities from major life insurance companies or U.S. Treasury obligations.
  • Low risk: Going to trial involves significant risks to all parties involved, and the time and expense of litigation can be a significant burden. Structured settlements allow the parties to author their own futures without the unpredictability of a trial.
  • Professional money management: Each highly-rated financial institution has a team of professionals to manage the assets in a structured settlement.
  • No fees: There are no ongoing fees for administration, management or transactions, and no fees for the consultation of Arcadia structured settlement experts.

Structured Settlements can resolve many types of non-physical injury claims including:

  • Employment litigation (age discrimination, sexual harassment, racial discrimination)
  • Attorney fees
  • Environmental litigation
  • Long-term disability buyouts
  • Punitive damages
  • Property disputes
  • Errors & omissions claims
  • Directors & officers liability
  • Construction defects and property disputes
  • Divorce/ funding of alimony and child support payments
  • Legal malpractice
  • Breach of contract
  • Bad faith claims