Our Company Timeline

Watch this video to learn about the history of Arcadia Settlements Group, from the 1970s when the structured settlements industry was founded, to today.

December 20th, 2017|

Social Security Offsets in the Proposed U.S. Budget

One item in President Donald Trump's proposed 2018 budget could have a major impact for workers' compensation payers: the elimination of the reverse offset in benefits for those who receive both workers' compensation and Social Security Disability Insurance (SSDI). David J. Korch, VP of Workers' Compensation and Medicare Practices at Arcadia, discusses the history of federal legislation and breaks down the potential impact that eliminating the reverse offset could have to reducing the cost of settlements.

September 5th, 2017|

EPS Settlements Group rebranded as Arcadia – The world’s first structured settlements firm positions itself for growth

Arcadia was born out of a desire to create long-term financial security and an improved quality of life for injured people. The company was founded in 1972 by Gerald Sullivan and others in California after children were born with limb deformities to women who had used the drug Thalidomide during pregnancy to ease morning sickness. Arcadia developed structured settlements to address people’s long-term needs using periodic payments.

June 21st, 2017|

Selling Your Structured Settlement – What You Need to Know and the Truth Behind the “It’s My Money and I Need It Now” Ads

By John J. McCulloch, JD/MBA, FLMI, CSSC

People sometimes get into tough financial situations and will need to access funds they would be better off leaving alone.  From the relatively straightforward process of borrowing from your own 401(k) to the more nebulous payday loan shops, there is a steep financial price to pay when accessing funds this way.

One such financer of last resort are factoring companies, which run the gamut in buying up cash flows, from lottery winnings to pensions.  A source of business for them is the buying of structured settlements.  Many people have seen the ads on television with people screaming “it’s my money and I need it now” to opera singing Vikings on a bus. What the ads don’t tell you is the process itself is neither quick nor easy, has significant legal fees that you will pay for, with a number of pitfalls along the way that anyone contemplating such a sale should be mindful of.
Choosing such an option to obtain funds should always be a last resort for anyone and done only for the most extreme needs.

A structured settlement is an injury settlement where some part of the proceeds

March 26th, 2015|

A New Wardrobe Or A Secure Future?

New Wardrobe

Who among us middle-class humans hasn’t dreamt about what we would do if we came upon a huge sum of money?  I know my response, probably like yours, involves getting rid of my debt, taking a long vacation, easing the financial future for my children and sure, a new wardrobe (let’s be honest!)

June 27th, 2014|

Structured Settlement Survey Report

"After being educated on the difference between a lump-sum and a structured settlement, 73 percent of Americans would choose a structured settlement payout when they received their settlement in a personal injury case" (American General Life Structured Settlement Survey). See the report here

September 28th, 2013|

Auto Liability Case Story

An overlooked back pain causing devastation turned into a lifetime provision thanks to an auto liability structured settlement presented by Kim Smith.

September 26th, 2013|
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