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8459 US Highway 42, Suite F-269, Florence, KY 41042
8459 F US 42 #269 Florence KY 41042

Michael Stovik, Structured Settlement Consultant


  • 32 years structured settlement experience as a broker
  • Extensive experience in medical malpractice, trucking and general liability
  • Expertise in Medicare Set Aside and Special Needs Trust
  • Involved with education and claims training with numerous clients
  • Expertise in professional liability, product liability, auto and workers comp
  • Experience in Medicare/Medicaid reimbursement claims and government benefit preservation strategies for individual plaintiffs
  • Expertise in valuation of economic damages (future medical and wage loss) for settlement purposes
  • Expertise in life care plan analysis and annuity pricing
  • Effective resource in file reviews, settlement evaluation and negotiations

Professional Experience

  • Arcadia, Present
  • SFA, Florence, KY 2017- 2019 merger with Arcadia
  • Galaher Settlements, Florence/Erlanger, KY Structured Settlement Producer, 2009-2016
  • The Settlement Services Group, Cincinnati OH Broker, 2005-2009
  • Little, Meyers and Garretson, Denver, CO and Cincinnati, OH Broker, 2000-2005
  • Cambridge Galaher, Littleton, CO 1999-2000
  • Benefit Designs, Orlando, FL, Cincinnati, OH and Denver, CO 1988-1999

Licenses & Designations

  • Certified Structured Settlement Consultant (CSSC), Notre Dame, 1995
  • Multiple life agent
  • Bachelor of Arts, Economics, University of Colorado-Boulder 1987


  • National Structured Settlement Trade Association (NSSTA)
  • Claims and Litigation Management Alliance (CLM)
  • National Alliance of Medicare Set-Aside Professionals (NAMSAP)
  • Central Ohio Self-Insurer’s Association (COSIA)
  • Ohio Self-Insurer’s Association (OSIA)