22 West Washington Street, Suite 1500, Chicago, IL 60602
36 West Randolph Street Chicago Illinois 60601 US

John McCulloch, JD/MBA, CSSC, CMSP, CMSS™, Structured Settlement Consultant and Vice Chairman

Case Manager:

Victoria Jaycox – For all Correspondence and Deliveries:
Arcadia Settlements Group
1523 132nd St., SE, Suite C-550
Everett, WA  98208
Office: 425-771-4889
Toll Free:  800-898-0793
Fax:  425-771-4829

John McCulloch is a Vice President of IFS and a Vice Chairman of Arcadia Settlements Group. Arcadia is a national structured settlement consulting firm dealing in torts, Workers’ Compensation, employment, and other types of settlements, with over $1 billion in structured settlement transactions annually. John’s primary expertise is taxation of damages, and he recently obtained a favorable ruling from the IRS on using structured settlements to resolve taxable employment claims.  Prior to joining Arcadia and IFS in 2006, John was the Senior Vice President of Structured Settlements for Allstate Assignment Company, a subsidiary of Allstate Life Insurance Company. John joined Allstate as a Senior Manager of Product Development in June of 2000. His product development efforts include the creation of the Structured Sale, reinsurance products, special purpose assignment companies, and numerous specialized marketing initiatives. In March of 2002, John was promoted to Director of Market Development, where he oversaw the sales and development activities of the Payout Annuity area and assumed leadership of the Structured Settlement department overall in January of 2004. From there he led the Structured Settlement area to its three best sales year in Allstate’s 23 years in the Structured Settlement industry, with annuity sales exceeding $700 million in 2005. Prior to joining Allstate, John was the Regional Vice President of Structured Settlements for Aegon/Transamerica. Before joining Aegon, John served as a Sales Manager for Safeco Life’s Structured Settlement area and held the role of Claims Supervisor and Structured Settlement Coordinator at Safeco Property &Casualty.

John spent eight years in the U.S. Army, serving in the Field Artillery, Cavalry, and Infantry. He holds an MBA from the University of Phoenix, a JD from Kaplan University, and a BA in Business from St. Martin’s College. In addition, he has completed graduate studies in Electronic Commerce at the University of San Diego and holds the following professional designations: CSSC, FLMI, WCLS, AIAA, ACS, and CMSS™, as well as an accounting certification from the Department of Defense. His formal insurance training includes casualty, property, fidelity and Workers’ Compensation claims, as well as Life and Health underwriting.

John is a member of the Board of Directors of the National Structured Settlement Trade Association (NSSTA) and ACLI Committee on Structured Settlements. In addition to being a member of NELA, he is a frequent speaker at the NSSTA, bar association and industry meetings on a wide variety of topics, such as Structured Sales, attorney fees, Workers’ Compensation, disability and the taxation of damages. John formed NSSTA’s Government Benefits Committee, which strives for the coordination of public benefits such as Medicare and Medicaid with structured settlement annuity payments. Recently John published the second edition of “Workers’ Compensation and Structured Settlements”, a reference book on state guidelines for workers’ compensation claim settlements and released his second book “Ratings and Settlement Requirements for Minor’s Personal Injury Claims.”